Back to calculators
Auto Loan Calculator
Calculate auto loan payments with trade-in value, rebates, taxes and credit score based rates
Monthly Payment
$417
for 60 months
Car Price $25,000
Sales Tax $1,875
Fees $500
Down Payment -$5,000
Trade-in Value -$0
Loan Amount $22,375
Total Interest $2,653
Total Cost $30,028
Auto Loan Tips
- Shop Around: Compare rates from banks, credit unions, and dealers
- Check Your Credit: Higher credit scores typically get better rates
- Consider Loan Term: Shorter terms mean higher payments but less interest
- Factor in Total Cost: Include insurance, maintenance, and fuel costs
- Don't Finance Extras: Pay cash for extended warranties and add-ons
- Negotiate Separately: Negotiate car price, trade-in, and financing separately