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SIP Calculator
Calculate your Systematic Investment Plan returns
₹
% p.a.
Years
Expected Amount
₹4,12,432
Investment Breakup
Investment: 72.7% Returns: 27.3%
Understanding SIP Investment
A Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds. It helps in building wealth through the power of compounding and rupee cost averaging.
Key Features of SIP:
- Regular investment in mutual funds
- Benefits from market volatility through rupee cost averaging
- Flexible investment amounts starting from ₹500
- Option to invest weekly, monthly, or quarterly
- Long-term wealth creation through power of compounding
Benefits of SIP:
- Disciplined approach to investing
- No need to time the market
- Potential for higher returns through equity exposure
- Flexibility to start, stop, or modify investment
- Tax benefits under ELSS schemes (80C)
Example Calculation:
Monthly SIP of ₹10,000 for 10 years at 12% expected returns:
- Total Investment: ₹12,00,000
- Expected Returns: ₹11,16,695
- Expected Amount: ₹23,16,695
Important Note:
Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Please read scheme-related documents carefully before investing.