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Car Payment Calculator
Calculate your monthly car payment including all taxes, fees, and financing options
Monthly Payment
$532
Vehicle Price $30,000
Sales Tax $2,475
Fees $700
Down Payment -$6,000
Loan Amount $27,175
Loan Summary
Total of Payments: $31,903
Total Interest: $4,728
Total Cost: $37,903
Term Comparison
| Term | Monthly Payment | Total Interest | Total Cost |
|---|---|---|---|
| 3 years | $833 | $2,809 | $29,984 |
| 4 years | $644 | $3,759 | $30,934 |
| 5 years | $532 | $4,728 | $31,903 |
| 6 years | $457 | $5,715 | $32,890 |
| 7 years | $404 | $6,722 | $33,897 |
Car Buying Tips
Financing Tips
- • Shop around for the best interest rates
- • Get pre-approved before visiting dealers
- • Consider shorter loan terms to save on interest
- • Aim for 20% down payment to avoid negative equity
Total Cost of Ownership
- • Insurance: $1,500-$3,000+ annually
- • Maintenance: $500-$1,500+ annually
- • Fuel: Varies by usage and efficiency
- • Registration: Annual renewal fees