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Gratuity Calculator

Calculate your gratuity amount based on your salary and service period

Years

Gratuity Amount

₹86,538

Monthly Factor: ₹17,308

Last Drawn Salary

₹30,000

Service Period

5 Years

Salary Breakup

Basic: 100.0% DA: 0.0%

Understanding Gratuity

Gratuity is a monetary benefit given by an employer to an employee for rendering continuous service for 5 years or more. It's a mandatory benefit under the Payment of Gratuity Act, 1972.

Eligibility Criteria:

  • Minimum 5 years of continuous service
  • Applicable on retirement, resignation, or termination
  • No minimum service required in case of death or disability
  • Available to all employees covered under the Act
  • Tax-free up to ₹20 lakhs

Calculation Formula:

  • Basic Formula: Last drawn salary × 15/26 × Years of service
  • Salary includes Basic Pay and Dearness Allowance
  • 15 days calculated based on 26 working days
  • Service period rounded to nearest year
  • Maximum gratuity limit: ₹20 lakhs

Example Calculation:

For an employee with:

  • Basic Salary: ₹50,000/month
  • DA: ₹10,000/month
  • Service Period: 20 years
  • Gratuity Amount: ₹6,92,308

Important Note:

Gratuity is tax-free up to ₹20 lakhs under Section 10(10) of the Income Tax Act. Any amount exceeding this limit is taxable as per your income tax slab.