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Personal Budget Planner
Create and track your monthly budget to take control of your finances
Monthly Income
Budgeted
$4,980
Actual Spent
$5,060
Remaining
-$60
Fixed Expenses
$0
$0
$20
$15
$5
Variable Expenses
-$50
-$20
-$80
$50
-$50
$30
Savings & Investments
$0
$0
$0
Budget Health
Savings Rate: 20.0%
Fixed Expenses: 49.6%
Budget Variance: -$80
50/30/20 Rule
Needs (50%): $2,500
Wants (30%): $1,500
Savings (20%): $1,000
Category Breakdown
Fixed Expenses: $2,480
Variable Expenses: $1,500
Savings & Investments: $1,000
🚨 Over Budget
You're spending more than you earn. Review your variable expenses and cut back where possible.
Budgeting Tips
Getting Started
- • Track all income and expenses for a month
- • Use the 50/30/20 rule as a starting point
- • Prioritize needs over wants
- • Build an emergency fund first
Staying on Track
- • Review your budget weekly
- • Use envelope method for variable expenses
- • Automate savings and bill payments
- • Adjust categories as needed