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ROI Calculator
Calculate return on investment with risk analysis and performance benchmarking
Basic ROI
50.00%
Total return
Annualized ROI
8.45%
Per year
Sharpe Ratio
0.219
Risk-adjusted return
Performance
Fair
Investment quality
Investment Details
Stocks/Equities
Individual company shares or stock funds
Historical Avg Return: 10.50%
Risk Level: Medium to High
Cash Flow Analysis
Enhanced ROI Analysis
Total Cash Invested: $20,500
Net Profit: -$3,000
ROI (with cash flows): -14.63%
IRR (approx): -3.11%
Risk-Adjusted Analysis
Real Return (inflation-adj): 5.45%
Excess Return: 3.95%
Sharpe Ratio: 0.219
Sharpe ratio > 1.0 is excellent, > 0.5 is good
Benchmarks & Scenarios
S&P 500 average: 10.5%
vs Benchmark
Your Return: 8.45%
Benchmark: 7.00%
Difference: +1.45%
Benchmark Value: $14,026
🎉 Outperformed benchmark!
Scenario Analysis
Optimistic: 12.67%
Realistic: 8.45%
Pessimistic: -2.53%
Risk Assessment
Fair
Moderate returns but may need optimization
Recommendations:
- • Review investment strategy
- • Consider alternative investments
- • Evaluate fee structure
Growth Projection (10 Years)
| Year | Investment Value | Total Invested | Gains | Return % |
|---|---|---|---|---|
| 1 | $12,845 | $12,000 | $845 | 7.04% |
| 2 | $15,761 | $14,000 | $1,761 | 12.58% |
| 3 | $18,754 | $16,000 | $2,754 | 17.21% |
| 4 | $21,832 | $18,000 | $3,832 | 21.29% |
| 5 | $25,000 | $20,000 | $5,000 | 25.00% |
| 6 | $28,267 | $22,000 | $6,267 | 28.49% |
| 7 | $31,641 | $24,000 | $7,641 | 31.84% |
| 8 | $35,131 | $26,000 | $9,131 | 35.12% |
| 9 | $38,747 | $28,000 | $10,747 | 38.38% |
| 10 | $42,500 | $30,000 | $12,500 | 41.67% |
Investment Analysis Guide
Key Metrics Explained
- • ROI: Total return as percentage of investment
- • Annualized ROI: Average yearly return rate
- • Sharpe Ratio: Risk-adjusted return measure
- • IRR: Internal rate of return with cash flows
- • Real Return: Return after inflation adjustment
Interpretation Guidelines
- • ROI > 10% annually is generally good
- • Sharpe ratio > 1.0 indicates excellent risk management
- • Compare against relevant benchmarks
- • Consider risk level and time horizon
- • Account for taxes and fees in real calculations