STCG Tax Calculator

Calculate Short Term Capital Gains tax on equity, debt, property, gold and cryptocurrency investments. Get accurate tax calculations with comprehensive cost analysis.

Calculate STCG Tax

Tax Calculation

Gross Gains: ₹18,900
Transaction Costs: ₹1,100
Taxable Gains: ₹18,900
Tax Rate: 15%
Tax Amount: ₹2,835
Net Gains: ₹16,065

Returns Analysis

Gross Returns: 117.61%
Post-Tax Returns: 114.80%

Tax Information

Equity shares and equity mutual funds sold within 12 months are subject to 15% STCG tax.

Understanding Short Term Capital Gains (STCG)

STCG Tax Rates

Equity/Equity MF: 15%
Debt Funds: Income Tax Slab
Real Estate: Income Tax Slab
Gold/Gold ETF: Income Tax Slab
Cryptocurrency: 30%

Holding Period Criteria

Equity/Equity MF: < 12 months
Debt Funds: < 36 months
Real Estate: < 24 months
Gold/Gold ETF: < 36 months
Cryptocurrency: No distinction

Tax Optimization Tips

For Equity Investments

  • • Hold for more than 1 year to qualify for LTCG
  • • LTCG up to ₹1 lakh is tax-free annually
  • • Use systematic investment to average costs
  • • Consider tax-loss harvesting

For Other Assets

  • • Plan asset sales to minimize tax liability
  • • Consider spreading sales across years
  • • Maintain proper documentation
  • • Factor in transaction costs