Compare Home Loans in India

Find the perfect home loan for your dream house

SBI

Interest Rate

8.40% - 9.15%

Max Loan Amount

₹75 Lakhs to ₹5 Crores

Processing Fee

Features

  • No prepayment charges
  • Quick approval
  • Balance transfer facility
  • Home loan overdraft facility

Eligibility

  • Age: 21-65 years
  • Min Income: ₹25,000/month
  • Employment: 2 years

IndusInd Bank

Interest Rate

From 10.49%

Max Loan Amount

Up to ₹50 lakh

Processing Fee

Up to 4% of loan amount

Features

  • Balance transfer facility
  • Competitive interest rates
  • Flexible repayment options

Eligibility

  • Minimum monthly salary of ₹25,000
  • Regular employment
  • Good credit score

Axis Bank

Interest Rate

From 11.25%

Max Loan Amount

Up to ₹40 lakh

Processing Fee

Up to 2% of loan amount

Features

  • Fixed interest rates
  • Quick disbursals
  • Minimal documentation

Eligibility

  • Regular income source
  • Good credit score
  • Age: 21-60 years

IDFC FIRST Bank

Interest Rate

From 10.99%

Max Loan Amount

Up to ₹1 crore

Processing Fee

Up to 2% of loan amount

Features

  • Special schemes for various needs
  • Balance transfer facility
  • High loan amount

Eligibility

  • Regular income
  • Good credit history
  • Age: 21-60 years

ICICI Bank

Interest Rate

From 10.85%

Max Loan Amount

Up to ₹50 lakh

Processing Fee

Up to 2% of loan amount

Features

  • Overdraft facility
  • Special schemes for NRIs
  • Balance transfer option

Eligibility

  • Minimum monthly salary of ₹30,000
  • Regular employment
  • Good credit history

Federal Bank

Interest Rate

From 12%

Max Loan Amount

Up to ₹50 lakh

Processing Fee

Up to 3% of loan amount

Features

  • Pre-approved loans for select customers
  • Quick processing
  • Flexible tenure

Eligibility

  • Minimum monthly salary of ₹25,000
  • Regular employment
  • Good credit score

Kotak Mahindra Bank

Interest Rate

From 10.99%

Max Loan Amount

Up to ₹40 lakh

Processing Fee

Up to 3% of loan amount

Features

  • Special schemes for weddings
  • Travel and medical needs
  • Flexible eligibility

Eligibility

  • Minimum salary: ₹25,000 (corporate)
  • ₹30,000 (non-corporate)
  • ₹20,000 (bank employees)

HDFC Bank

Interest Rate

10.85% to 24%

Max Loan Amount

Up to ₹40 lakh

Processing Fee

Up to ₹6,500 + GST

Features

  • Minimal documentation
  • Flexible tenure up to 72 months
  • Digital application

Eligibility

  • Regular income source
  • Good credit score
  • Age: 21-60 years

State Bank of India (SBI)

Interest Rate

From 11.15%

Max Loan Amount

Up to ₹20 lakh

Processing Fee

Competitive rates

Features

  • Pre-approved personal loans
  • 24x7 digital platforms
  • No hidden charges

Eligibility

  • Salaried individuals
  • Self-employed professionals
  • Pensioners

Navi

Interest Rate

From 9.9%

Max Loan Amount

Up to ₹5 lakh

Processing Fee

Competitive rates

Features

  • Fully digital process
  • Quick disbursal
  • Minimal documentation

Eligibility

  • Aadhaar & PAN required
  • Good credit rating
  • Regular income