Compare Personal Loans in India
Quick personal loans with minimal documentation
IndusInd Bank
Interest Rate
From 10.49%
Max Loan Amount
Up to ₹50 lakh
Processing Fee
Up to 4% of loan amount
Features
- Balance transfer facility
- Competitive interest rates
- Flexible repayment options
Eligibility
- Minimum monthly salary of ₹25,000
- Regular employment
- Good credit score
Axis Bank
Interest Rate
From 11.25%
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Up to 2% of loan amount
Features
- Fixed interest rates
Eligibility
- Not specified
IDFC FIRST Bank
Interest Rate
From 10.99%
Max Loan Amount
Up to ₹1 crore
Processing Fee
Up to 2% of loan amount
Features
- Special schemes for various needs
- balance transfer facility
Eligibility
- Not specified
ICICI Bank
Interest Rate
From 10.85%
Max Loan Amount
Up to ₹50 lakh
Processing Fee
Up to 2% of loan amount
Features
- Overdraft facility
- special schemes for NRIs
Eligibility
- Minimum monthly salary of ₹30,000
Federal Bank
Interest Rate
From 12%
Max Loan Amount
Up to ₹50 lakh
Processing Fee
Up to 3% of loan amount
Features
- Pre-approved loans for select customers
Eligibility
- Minimum monthly salary of ₹25,000
Kotak Mahindra Bank
Interest Rate
From 10.99%
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Up to 3% of loan amount
Features
- Special schemes for weddings, travel, and medical needs
Eligibility
- Minimum monthly salary varies: ₹25,000 for corporate borrowers
- ₹30,000 for non-corporate
- ₹20,000 for bank employees
Tata Capital
Interest Rate
From 11.99%
Max Loan Amount
Up to ₹35 lakh
Processing Fee
Up to 4% of loan amount
Features
- Special schemes for women, government employees
- Travel, medical, marriage loans
- Self-employed and home renovation options
Eligibility
- Minimum monthly salary varies: ₹20,000
- ₹15,000 for government employees, salaried employees, women, and travel loans
Bank of India
Interest Rate
From 10.75%
Max Loan Amount
Up to ₹25 lakh
Processing Fee
Competitive processing charges
Features
- No hidden charges
- no prepayment penalty
Eligibility
- Individuals (salaried/self-employed/professionals)
- age up to 70 years at loan maturity
HDFC Bank
Interest Rate
10.85% to 24%
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Up to ₹6,500 + GST
Features
- Minimal documentation
- flexible tenure up to 72 months
Eligibility
- Not specified
State Bank of India (SBI)
Interest Rate
From 11.15%
Max Loan Amount
Up to ₹20 lakh
Processing Fee
Not specified
Features
- Pre-approved personal loans available 24x7 through digital platforms
Eligibility
- Salaried individuals
- self-employed professionals
- pensioners
Navi
Interest Rate
From 9.9%
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- Fully digital process
Eligibility
- Aadhaar, PAN, good credit rating
MoneyTap
Interest Rate
From 13%
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- Line of credit
- flexible EMIs
- repayment up to 36 months
Eligibility
- Aadhaar, PAN, steady income
PaySense
Interest Rate
Not specified
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- Pre-approved offers
- EMI calculator
- minimal paperwork
- flexible tenure
Eligibility
- Age 21-60
- monthly income of ₹18,000+
CASHe
Interest Rate
Not specified
Max Loan Amount
Up to ₹4 lakh
Processing Fee
Not specified
Features
- Salary advance
- digital KYC
- short-term loans
Eligibility
- Age 23-58
- salaried professionals
ZestMoney
Interest Rate
Not specified
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- EMI financing
- credit score enhancement tools
Eligibility
- Aadhaar, PAN, good credit history
IndiaLends
Interest Rate
Not specified
Max Loan Amount
Up to ₹25 lakh
Processing Fee
Not specified
Features
- Loan comparison platform
- free credit report
- easy application process
Eligibility
- Varies by lender
True Balance
Interest Rate
Not specified
Max Loan Amount
Up to ₹50,000
Processing Fee
Not specified
Features
- Microloans
- financial education resources
- credit building
Eligibility
- Basic KYC
- suitable for limited credit history
Branch
Interest Rate
Not specified
Max Loan Amount
Up to ₹1 lakh
Processing Fee
Not specified
Features
- Fully digital KYC
- app-first approach
Eligibility
- Aadhaar, PAN, age 21+
LazyPay
Interest Rate
Not specified
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- Buy now pay later services
- minimal paperwork
Eligibility
- Aadhaar, PAN, steady income
HDFC Bank
Interest Rate
10.85% to 24.00% p.a.
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Up to 2.5% of the loan amount
Features
- Minimal documentation
- Flexible tenure up to 60 months
Eligibility
- Minimum age: 21 years
- Maximum age: 60 years
Axis Bank
Interest Rate
11.25% p.a. onwards
Max Loan Amount
Up to ₹10 lakh
Processing Fee
Up to 2% of the loan amount
Features
- Special schemes for weddings and home renovation
Eligibility
- Not specified
IDFC FIRST Bank
Interest Rate
10.99% p.a. onwards
Max Loan Amount
Up to ₹10 lakh
Processing Fee
Not specified
Features
- Special schemes for marriage, travel, emergency, and medical needs
- Debt consolidation loans
- Small personal loans
Eligibility
- Not specified
State Bank of India (SBI)
Interest Rate
From 11.15% p.a.
Max Loan Amount
Up to ₹20 lakh
Processing Fee
Not specified
Features
- Pre-approved personal loans available 24x7 through digital platforms
Eligibility
- Salaried individuals
- Self-employed professionals
- Pensioners
Bajaj Finserv
Interest Rate
1% to 32% p.a.
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Not specified
Features
- Flexible tenure up to 96 months
Eligibility
- Not specified
Navi
Interest Rate
9.9% p.a. onwards
Max Loan Amount
Up to ₹20 lakh
Processing Fee
Not specified
Features
- Fully digital process
- Quick disbursal
Eligibility
- Aadhaar and PAN
- Good credit rating
MoneyTap
Interest Rate
13% p.a. onwards
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- Line of credit
- Flexible EMIs
- Repayment up to 36 months
Eligibility
- Aadhaar and PAN
- Steady income
PaySense
Interest Rate
1.4% to 2.3% p.m.
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- Pre-approved offers
- EMI calculator
- Minimal paperwork
- Flexible tenure
Eligibility
- Age: 21-60 years
- Monthly income of ₹18,000+
CASHe
Interest Rate
2.50% p.m. onwards
Max Loan Amount
Up to ₹4 lakh
Processing Fee
Not specified
Features
- Salary advance
- Digital KYC
- Short-term loans
Eligibility
- Age: 23-58 years
- Salaried professionals
ZestMoney
Interest Rate
11.99% onwards
Max Loan Amount
Up to ₹5 lakh
Processing Fee
Not specified
Features
- EMI financing
- Credit score enhancement tools
Eligibility
- Aadhaar and PAN
- Good credit history
Bajaj Finserv
Interest Rate
Starting from 1% per annum
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Varies
Features
- Flexible tenure up to 96 months
- Minimal documentation
- Instant approval
Eligibility
- Salaried and self-employed individuals
- Minimum age: 21 years
Citibank
Interest Rate
Competitive rates
Max Loan Amount
Up to ₹30 lakh
Processing Fee
Up to 3% of loan amount
Features
- Flexible repayment options
- No collateral required
- Simplified documentation
Eligibility
- Salaried individuals with a minimum income of ₹25,000 per month
- Minimum age: 23 years
Standard Chartered Bank
Interest Rate
Attractive rates
Max Loan Amount
Up to ₹50 lakh
Processing Fee
Up to 2.25% of loan amount
Features
- No security required
- Flexible tenure up to 60 months
- Simplified documentation
Eligibility
- Salaried individuals with a minimum monthly income of ₹22,000
- Self-employed professionals with a profitable business
Bank of Baroda
Interest Rate
Competitive rates
Max Loan Amount
Up to ₹10 lakh
Processing Fee
Up to 2% of loan amount
Features
- No collateral required
- Flexible repayment options
- Minimal documentation
Eligibility
- Salaried individuals with a minimum of 1-year continuous service
- Self-employed individuals with a stable income
Yes Bank
Interest Rate
Starting from 10.99% per annum
Max Loan Amount
Up to ₹40 lakh
Processing Fee
Up to 2.5% of loan amount
Features
- Flexible tenure up to 60 months
- No collateral required
- Quick approval process
Eligibility
- Salaried individuals with a minimum monthly income of ₹25,000
- Self-employed individuals with a stable business
Canara Bank
Interest Rate
Competitive rates
Max Loan Amount
Up to ₹3 lakh for salaried individuals; up to ₹5 lakh for others
Processing Fee
As applicable
Features
- No collateral required
- Flexible repayment options
- Minimal documentation
Eligibility
- Salaried individuals, professionals, and self-employed persons
- Pensioners with a stable income
Punjab National Bank (PNB)
Interest Rate
Attractive rates
Max Loan Amount
Up to ₹10 lakh
Processing Fee
As applicable
Features
- No collateral required
- Flexible repayment options
- Minimal documentation
Eligibility
- Salaried individuals with a minimum of 2 years of service
- Self-employed professionals with a stable income
Union Bank of India
Interest Rate
Competitive rates
Max Loan Amount
Up to ₹10 lakh
Processing Fee
As applicable
Features
- No collateral required
- Flexible repayment options
- Minimal documentation
Eligibility
- Salaried individuals with a minimum of 2 years of service
- Self-employed professionals with a stable income
Central Bank of India
Interest Rate
Attractive rates
Max Loan Amount
Up to ₹5 lakh
Processing Fee
As applicable
Features
- No collateral required
- Flexible repayment options
- Minimal documentation
Eligibility
- Salaried individuals with a minimum of 3 years of service
- Self-employed professionals with a stable income
Bank of Maharashtra
Interest Rate
Competitive rates
Max Loan Amount
Up to ₹20 lakh
Processing Fee
As applicable
Features
- No collateral required
- Flexible repayment options
- Minimal documentation
Eligibility
- Salaried individuals with a minimum of 2 years of service
- Self-employed professionals with a stable income